MANILA -- Life is uncertain—you may be healthy one day and bedridden the next.

Apart from life insurance, a PhilHealth membership guarantees that you are protected against unexpected medical bills.

By enrolling as a voluntary member, self-employed or unemployed individuals, as well as OFWs can receive the same PhilHealth benefits that employees enjoy.

Here’s a guide to PhilHealth Voluntary Membership registration. For more finance tips, visit MoneyMax.