personal-finance-tips | ABS-CBN News

Your monthly credit card interest rate is up by 50 pct

Aneth Ng-Lim
Posted at Jan 25 01:10 PM

We are not talking about 10 percent, or 20 percent but 50 percent more, with a jump from 2 percent monthly add-on rate to as much as 3 percent. Read more »

Welcome 2023 with 2022’s best money lessons

Aneth Ng-Lim
Posted at Jan 02 01:31 PM

As we welcome the new year, I asked experts and leaders from different fields what their best money decisions are, hoping their wisdom can rub off on us and our wallets. Read more »

Five easy cures for holiday spending hangover

Aneth Ng-Lim
Posted at Dec 26 03:40 PM

If you do wake up after the holidays wincing at the thought of the damage you had done to your wallet and savings, here are five easy cures for your spending hangover. Read more »

Would you lend money via Messenger appeal?

Aneth Ng-Lim
Posted at Nov 21 03:35 PM

I remember thinking why would he come to me? And why would he chat instead of call? Read more »

Stack up your discounts while online shopping

Aneth Ng-Lim
Posted at Nov 14 03:43 PM

11.11 may be gone and done, but tomorrow is payday and another sale day. Then there’s Black Friday, Cyber Monday, 12.12 and 12.15, so I am sharing these tips. Read more »

3 simple steps to go from holiday spender to supersaver

Aneth Ng-Lim
Posted at Oct 24 04:11 PM

Before you lose your wallet and all its contents to the craziness of holiday shopping, take a pause today and consider how that worked out for you last year. Read more »

Think really hard before you co-sign a loan

Aneth Ng-Lim
Updated as of Sep 19 05:57 PM

As co-signer, you are legally binding yourself to pay for the loan in the event the primary borrower cannot. Read more »

It’s time for “Holiday” shopping in July

Aneth Ng-Lim
Posted at Jul 26 02:47 PM

Sales signs are up in nearly every shopping mall, and if you know what’s good for your wallet, you would be ready to pick up the best bargains. Read more »

Five practical wedding gifts for these times

Aneth Ng-Lim
Updated as of Jun 20 02:34 PM

Many couples are rushing to the altar now that more and more venues are opening up and welcoming a greater number of guests. Read more »

Can’t give them a raise? Support your employees with money lessons instead

Aneth Ng-Lim
Posted at May 02 03:19 PM

The truth is all of us can afford a money lesson, or two, or three, regardless of our age and where we work. Read more »

Want to study abroad? Here are 5 tips

Aneth Ng-Lim
Posted at Apr 18 12:58 PM

If you are seriously considering studying abroad, note that there’s a great deal of preparation that’s involved. Read more »

How to travel on a budget with friends (and not fight)

Aneth Ng-Lim
Posted at Apr 11 02:14 PM

Budgets are tough enough to manage on your own so imagine the nightmare if you have to do it with friends who each have their own spending habits. Read more »

How to wipe out your record of credit card debt

Aneth Ng-Lim
Updated as of Feb 28 06:10 PM

Sorry to burst your bubble but your unpaid debt is not a secret that will stay only with you and the bank or credit card company you owe. Read more »

What is pet insurance and why do you need it?

Moneymax.ph
Posted at Dec 27 07:55 AM

Any pet owner will agree: pets are like family. We love them and provide everything they need. Read more »

How much are you paying in monthly subscriptions?

Aneth Ng-Lim
Updated as of Nov 30 05:43 PM

Before life in lockdown, our family was enrolled only in 3 subscriptions: for our mobile phone services, Spotify and Netflix. Read more »

10 things to know about your 13th month pay

Aneth Ng Lim
Updated as of Nov 29 02:04 PM

By virtue of Presidential Decree No. 851, all private sector employers are legally required to give a 13th month pay to its rank-and-file employees. Read more »

Business Mentor: Graceful retirement

Armando Bartolome
Posted at Nov 20 09:03 AM

When planning their "golden years," people's biggest mistake is assuming they will still feel young and healthy when they retire. Read more »

7 tips to never ever pay credit card annual fee again

Aneth Ng-Lim
Posted at Nov 15 02:15 PM

I don’t know about you, but whether it’s P1,500 or P12,000 or any amount in between, I would rather keep that in my wallet. Read more »

Tips for not racking up debt on 11.11 sales

Aneth Ng-Lim
Updated as of Nov 08 01:58 PM

In just 3 days, Single’s Day or 11.11 will be here and retailers around the world are ready to get consumers to spend. Read more »

Business Mentor: Being productive while working from home

Armando Bartolome
Posted at Nov 06 09:14 AM

Working from home has been challenging, especially for our productivity, as we navigate between work hours and family responsibilities at home. Read more »