SLIDESHOW: How to use your credit card responsibly

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MANILA - A credit card is "evil," or so most Filipinos say when they give reasons for not having one. But whether or not you create bad debt depends entirely on the way you use it.

Responsible credit card use has multiple benefits, such as rewards, rebates, and a good credit rating. Viewing credit cards in this light lets your finances revolve around your needs, and balancing your paycheck. Here are a few ways you can use your credit card responsibly.

Mobile users can view the desktop version of the slideshow here.

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