How to be Money Smart with your 13th Month Pay


Posted at Nov 21 2017 12:30 PM

Every year, most Filipinos eagerly wait for their 13th month pay. It is equivalent to one month's salary, or pro-rated depending on the number of months worked in the year.

It is a mandatory bonus that we can spend on gifts for loved ones, the latest gadgets, or festivities like Christmas and New Year. Here are some tips to help you spend this bonus wisely. 

For more tips, read the original blog at