MANILA - Families of COVID-19 fatalities who have memorial plans can still claim benefits, even if burials are shortened and managed by authorities, the head of the Philippine Insurance Commission said Friday.
The bereaved can get the cash value of the plan or transfer the benefit to another beneficiary depending on the plan holder's "insurability," Philippine Insurance Commissioner Dennis Funa said in a statement.
Insurability is based on time of the plan purchase, health condition of the holder upon purchase and the time of death, he said.
"If plan is already fully paid, a fully paid plan will be provided to an identified beneficiary... If a planholder is insurable, an insurance benefit equivalent to the contract price of the plan will be provided to the beneficiaries," Funa said.
Patients who died of the coronavirus disease are isolated and cremated within 12 hours without a funeral, based on guidelines set by the Department of Health.
Under the measure, local government units are tasked to designate funeral service facilities that can handle the remains of COVID-19 fatalities, and to provide financial aid to families of the deceased, Cabinet Secretary Karlo Nograles earlier said.
Funeral homes that refuse to service COVID-19 fatalities will be penalized.
The Philippines tallied 45 deaths as of 4 p.m. Friday with 707 confirmed cases, according to official data from the DOH.