If you want to learn how to play Billie Eilish’s Happier Than Ever on the guitar, you can go to You Tube for a step-by-step instruction. If you want to plan your dream house from the ground up, go ahead and scroll away on Pinterest for that Tulum resort design inspiration. However, if you’re turning to You Tube for instructions on how to be your own home’s architect then you just might be taking it too far. When you’re planning a life project or making a big decision, consulting Arch. You Tube and Dr. Google just won’t cut it.
Professional advisors are a must where your hard-earned money, health, family, and future are concerned. Their expertise helps you make sound decisions three ways. First, they help you sift through and make sense of the wealth of information (or misinformation) out there. Second, they identify and close the gap between where you are right now and how to get to your goal in the fastest and most cost-efficient way possible. Third, they can hold your hand in every step of your decision-making journey, until your plan or project becomes a reality.
Yes, professional advisors can spell the difference between a headache and a calm headspace. Seek their expertise when necessary. Here are four areas in your life where you will need them:
1. Home construction
Building a home is a major project. Design, functionality, and safety are just some of the concerns homeowners need to take into consideration. A good contractor can help you oversee every aspect of homebuilding from recommending a team of engineers and architects to sourcing materials while meeting both your timeline and budget.
You will want to hire someone who has a good reputation in the industry, established connections with vendors, knows the local building code like the back of his hand, and who is licensed with enough years of experience under his belt… and hardhat. When you’ve got a reliable contractor by your side, you can say goodbye to trial and error because their experience helps you get it right the first time.
2. Medical concerns
Raise your hand if you’ve consulted Dr. Google more than once when you’ve felt pain or discomfort in any part of your body. Yes, we’re guilty of that, too. You can search for symptoms and treatments online all you want but it is only when you actually consult with a real doctor that you get to have peace of mind.
Doctors are there to allay your fears or validate your concerns but not before giving you a thorough work up and asking the right questions before sending you off with a prescription or diagnosis. They are also there to provide valuable advice to prevent a symptom from turning into a full-blown disease, detect a potentially serious illness in its early stage, and offer different medical options that ease the burden of having to make life-changing decisions.
We’ve all consulted with doctors at some point in our lives and we all know the importance of seeking specialists for specific health concerns and finding a practitioner who not only has years of experience in the field but knows how to listen and put his patients at ease.
3. Legal issues
Whether you like it or not, the law often intersects with your everyday life. Thus, a good legal advisor should always be at your disposal whether you’re dealing with a new business, trying to understand an agreement, or are about to sign a legal document. A good lawyer will be your best ally in understanding the law, knowing your rights, and coming up with a strategy that would lead to the best outcome possible. More importantly, they serve as a mediator, negotiator, and representative all rolled into one, ensuring that the playing field is always fair. Lawyers can be expensive, that’s true, but when you’re dealing with the complexity of the law, you’ll want someone who’s an expert at what they do to save you both time and money in the long run, and keep you away from more problems.
4. Financial planning
The right financial decision today can make a huge impact on you or your family’s future. Whether you are exploring stocks, investing in mutual funds, , or choosing the best life insurance for your family, a financial advisor will help you make sense of the different products available out there. Financial advisors can customize your financial goals according to your current lifestyle and potential needs in the future. They can help you define you define them, identify potential risks, and keep you on track with the plans you’ve set for yourself.
When looking for a financial advisor, you want someone who can act like a bright light in your financial journey, especially during unexpected events and uncertain times. Sun Life’s financial advisors are trained to give professional advice from the time you identify your goal to the time you need to avail your benefits. They can give an honest assessment of where you stand financially and how you can still grow exponentially.
A financial advisor will shine the light on your money’s potential whether you intend to build your financial portfolio, save enough for future travels and interests, become debt-free, or secure your and your family’s future during times of disruption. With its 127-year history, Sun Life has acquired a deep familiarity with the Filipino dream of a financially secure life and their trained financial advisors will help you get there.
One cannot underestimate the importance of seeking professional advice when it involves projects and decisions that will affect your life. Sure, hiring experts come at a price but it’s always better than second guessing yourself and wasting time and energy when you could use it on more important things—like checking out Instagram and see if mustard yellow works for your Tulum resort-inspired home.
Find an ideal partner in your financial journey by checking out www.sunlife.co/TalkToAnAdvisor.