3 long-term investment options for you in 2021


Posted at Apr 23 2021 11:51 AM

Traditional savings, time deposits, local stock market, bonds, and mutual funds are not the only things worth investing in. Whether you are looking to secure your children's education, planning for retirement, or just want to make your life even better, the key is to take your investments to the next level.

Enrich your existing investment portfolio and take advantage of new opportunities being made available in the market.

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Real Estate

Real estate is a tested investment option for both new and seasoned investors in the Philippines. Despite almost every industry suffering from the current health situation, the property sector has remained stable and robust . 

There are several ways to start investing in real estate. A long-term, traditional method is buying a property and selling it when the value appreciates. Another is called house flipping, where you buy and renovate depreciated properties before selling them at a higher price. 

One can also earn a regular income by leasing their properties. This is especially favorable in central business districts and areas with universities.
Finding a great location is vital, and this is not just limited to the Greater Manila Area. Key locations in Visayas and Mindanao are also showing plenty of promise. 

Study the market, discuss with a financial advisor, and come up with an investment strategy before buying your first property. Because this investment option, when handled properly, can be a great asset to you. 

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Health Insurance

Investing in your health is one of the best investments you can do this year and that includes finally getting yourself health insurance. The current circumstances have not made this any less valuable as prioritizing health should always take precedence, and as the adage goes, "health is wealth."

Hospitalization bills and other medical expenses can rack up quite a hefty sum. With the help of health insurance, you can get medical treatment without affecting too much the family finances. 

Examine the various options available to you and your family as there are health plans that can be tailor-fit to your needs. And this is not just about critical conditions such as cancer, some policies cover lifestyle diseases like diabetes. 

With an investment like health insurance in place, you no longer have to worry too much when unexpected illnesses or hospitalizations happen. 

Global Investments

Global investing is not a new concept, but not exactly well-known locally. However, it has grown tremendously over the years with new and convenient solutions making it more attainable for the Filipino investor. 

This may be a good option to explore since it offers more opportunities to grow your investment. 

AXA, one of the trusted global insurance companies, has been providing Filipinos with innovative solutions to improve their financial portfolios for decades. Recently, it has introduced its Peso-Denominated Dollar Funds to make it easier for Filipinos to dip their toes in global investing.

This simplified way of investing in AXA's flagship global funds allows people to use local currency (Peso) to access foreign markets. This translates to optimized returns with better risk management without the need to get a USD account.

Peso-Denominated Dollar Funds allow you to invest in expertly-managed global funds such as Global Dynamic Allocation Funds (GDAF) Peso and Global Advantage Fund (GAF) Peso. 

GDAF enables you to invest across different markets in Asia, the US, and Europe all without needing to exchange your peso to USD, while GAF allows you to ride on momentum of fast-growing technology-focused companies like Apple, Microsoft, Amazon, and Facebook.

You can also choose to have a diversified portfolio of both local and global investments under one seamless policy. Compared to investing in purely local funds, capitalizing on both local and foreign markets lets you conveniently diversify your investments for higher returns. Diversification also helps balance your portfolio especially during domestic fluctuations given the Philippines' current economic situation.

The Peso-Denominated Dollar Funds are available through AXA's Asset Master.

Asset Master is a single-pay insurance and investment plan. Besides giving you access to these global funds, Asset Master comes with a 125% guaranteed life benefit that will help you secure your legacy for generations to come.

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With the current landscape, having a long-term mindset when it comes to your investments can help with your financial milestones. 

Considering these investment options can help protect and potentially accelerate the growth of your wealth, making life easier and better for you and your loved ones. 

To learn more about how to invest in Peso-Denominated Dollar Funds and Asset Master, visit AXA's website or follow its Facebook page.

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